Monthly Budget Planner Template Free
Monthly Budget Planner Template Free – Print our FREE monthly budget template to help you and your family better manage your finances and increase your savings.
I wish I had started budgeting earlier in life. I was never taught about money management or budgeting in general. This is one of the reasons I talk about it so much, because it can change your life dramatically if you start doing it.
Monthly Budget Planner Template Free
This free tool will help you track your spending habits, monitor your finances, and get an overall picture of your financial health.
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One of the easiest ways to start saving money is to be able to see how and where you spend it. You can’t do it if you don’t follow it.
If you can see the amount in each category each month, it will help you make better decisions about where you can cut back and where you can put money into your savings account.
Using this free monthly budget planner, you can easily track your income and expenses each month.
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It can be difficult to determine exactly how much you spend each month. Creating a personal budget can help you plan ahead to see how you can save money for the important things in your life.
Most people think that a budget is difficult to use or follow, but honestly, it’s not that easy. This will help you achieve your long-term and short-term goals.
For example, maybe you want to have $500 in an emergency fund, or you want to take that dream vacation or start saving for retirement, budgeting can help you do that.
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Using this budget spreadsheet will help you start the process and take a closer look at your overall finances.
If you prefer not to use this print file, you can also just use an Excel spreadsheet, Google Sheet, or whatever method you prefer. The important thing is that you just start tracking EVERYTHING.
I know it can be different for some people (like me). You’ll want to start by entering your expected monthly income. Try to look at the last few months and find the average value.
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Next, you need to look back at all of your previous monthly expenses so that you can fill in the “planned amount” category.
You can do this by looking at your checking account or any other spending tracks you use. Each expense should be added to a separate budget category.
For example, if your monthly rent or mortgage is $1,000 per month, you should make sure to put that amount in the budget column.
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Another example. if you paid $50 for your garbage disposal last month, but you know it can fluctuate a bit, you can budget an extra $5-10 in that column to make sure you have enough to cover those costs next month.
When you start paying your bills each month, enter the actual bill amount in this column. Then you subtract the planned amount and the actual amount to get the difference.
This will allow you to see how much money you have left each month based on your budgeted amount and actual amount.
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After each month, you can take your total expenses and subtract them from your total income to see how much money you have left.
I like having money automatically deposited into my savings account at the beginning of each month to make sure I’m saving SOMETHING I can spend (or waste!) on something else.
It will take time to get a good understanding of how much to budget for each account or category for each month, but I promise it will get easier.
Free Printable Monthly Budget Planner
I know that many credit card companies and other financial institutions will add additional fees that I would have missed if I hadn’t written them down and compared them to previous months.
This happens to me a lot with my monthly cell phone bill. I always see a bunch of extra fees and charges that I have to call them to get them removed. It may seem like a small call about the $5 fee, but it starts to add up every month. This could save me over $50 at the end of the year.
If you’re just starting out, give yourself some flexibility. You don’t want to rush into a strict budget right away because that will make you feel stressed.
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Another benefit of using a monthly budget worksheet is that you can stay on top of your bills. If they aren’t automatically deducted from your account, it’s easy to fall behind and forget to pay when it’s due.
Using this budget spreadsheet will help you see what you paid and what you didn’t pay because of the “actual amount” column.
I hope you enjoy using this simple budget planner as much as I do! Starting a budget can be very intimidating, but this printable makes it fun and easy.
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Comment below and share with us if you already use a budget or some of your budgeting tips and tricks.
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Motivating yourself to save money can be difficult. Using these printable savings trackers, you can set a goal to save money and motivate yourself to achieve it. Track your spending habits and save extra money. This post may contain affiliate links. We get a commission when you click on this link and make a purchase at no extra cost to you.
Printable Monthly Budget Planner
Wondering where all your money goes each month? Or know you need to use a budget, but just haven’t found the perfect one for you? Look no further, our monthly budget template is just what you need to help you take control of your finances.
Here, you’ll want to include income you earn from your day job or for those you share expenses with. You can also add income from side campaigns here.
In the housing expenses category, you’ll want to add expenses like your house payment, rent, utilities, gas, water, sewer, insurance, cable and internet, Netflix, and more. You may even have expenses like child care lawn, garbage. pickup truck, home furniture, home improvement.
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This is where you want to add expenses like car payments, car insurance, gas, oil changes, etc. If you don’t have a car, you can use categories like bus tickets, subway tickets, Uber and Lyft fares, and more.
There are many different expenses that can be classified as medical and medical. These could be monthly insurance payments, drug costs, co-pays, medical bills, gym memberships or health supplements.
One of your biggest expenses each month is probably food. And to track where you spend money on food, you can use categories like grocery budget, fast food budget, restaurant budget, and fast food budget like gas stations or vending machines.
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If you’re investing in the stock market, it’s a great place to track how much money you’re putting aside for retirement each month. It’s also a great place to track how much you’re adding to your savings accounts.
Our goal should be to be debt free, but in reality, most of us are. Here you can add categories such as credit cards, personal loans or any other debt you may have.
Every month you will always have expenses that do not fall into a specific category. And that’s why having a “Miscellaneous” category is the perfect place to add all of your monthly expenses that are random. Maybe you need to buy a birthday present this month? Or it’s a great place for your monthly clothing budget.
Quick Monthly Budget Template Excel Free
This monthly budget is perfect for your budget or your family’s monthly budget. Get your free printable monthly budget template by clicking the button below. Vacation. Back to school supplies. Birthday gifts. Christmas. It seems like there’s always something expensive waiting to drain your bank account. Even without these expensive events, there are always groceries, mortgage, utility and car payments to think about. You need a budget to stay on top of it all. And we’re here to help you with that.
We’ve created 20 free printable monthly budget planners to help you manage your finances. Each has different styles, colors and categories. Some show columns, while others are divided into boxes. Browse through them and find the one that you think will suit your needs and then just click on it. A new tab will open and you can type directly from there. It couldn’t be simpler.
After reviewing your budget for a month or two, evaluate whether the print material you’ve chosen is working well. If not, go back and print another one. Once you find one that works for you, you can print 12 to prepare for the year or laminate
Free Monthly Budget Template
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