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One Owner Car For Sale Private – SACRAMENTO, Calif. – Veterans in California would automatically get a 30-day cooling-off period when they buy or lease a car, under a proposal backed Tuesday by California’s attorney general and state Senate leaders.

They argue that these people are often the target of predatory car sales. Car dealers near military bases may offer military personnel “specials” that actually include inflated prices and financing.

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The federal government has reversed a Trump-era decision to tighten enforcement of rules protecting the military from predatory lenders, the Consumer Financial Protection Bureau said Wednesday, opening up lenders to military loan enforcement.

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Under California law, there is no cooling-off period for the general public, according to the Department of Motor Vehicles. State law provides a two-day cooling-off period for those who buy a used car for less than $40,000, but only if the buyer buys a cancellation agreement.

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Under the bill by Talamantes Eggman and Senate President Pro Tempore Toni Atkins, a 30-day deadline to return any purchased or leased vehicle for active-duty soldiers up to the rank of sergeant in the Army, Marines and Space Corps, sergeant in the Air Force, sergeant second class, Navy and Coast Guard.

“This is a very vulnerable group, some of which are our little active duty military,” said California Attorney General Rob Bonta, who introduced the bill. They have a little less world experience, are often younger, and are more economically vulnerable. “Their salary is lower than some of the more senior soldiers.”

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The proposal comes as prices rise and vehicle supply shrinks amid stagnant demand and supply chain shortages amid the coronavirus pandemic.

According to Edmunds.com, eight in 10 new car buyers paid more than list price in January, while used car prices rose 39 percent in the 12 months through last fall. More than half of US households have incomes below the income necessary to purchase a moderately priced used car.

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Some VA lenders continue to exploit the military and veterans, with reports that lenders have been accused of charging higher interest rates and other fees.

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Representatives for the California New Car Dealers Association and the California Independent Auto Dealers Association did not respond to requests for comment.

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The pending rules also make it easier for service members to terminate leases when they are reassigned or deployed.

The rules are part of a broader consumer protection bill for members of the military authored by Talamantes Eggman, who served four years in the US Army as a field medic and sits on the Senate Armed Services and Veterans Affairs Committee. Member of the Military Affairs Committee.

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Bonetta said the proposed legislation resulted from his office’s research and prosecution of businesses targeting military families, as well as conversations with service members, military attorneys and financial advisors.

“The shocking things I’ve heard … made it very clear to me that our existing laws need to be strengthened,” Bonta said. “Unfortunately, most businesses try to take advantage of service workers and their families.”

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Among other things, the bill would clarify existing state law that allows members of the California National Guard and Reserve to defer mortgage payments and other debts while deployed. It also clarifies that service members do not accrue interest on their outstanding mortgage obligations.

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Another provision expands the rights of service members to appear in court remotely or by proxy in small claims cases for the purpose of recovering wrongfully withheld collateral.

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It also strengthens protections for active-duty military members under federal military loan laws, state anti-unfair competition laws, and prohibits companies from offering military discounts when active-duty military members or veterans waive their rights under federal or state law.

The California Department of Veterans Affairs and the California Veterans Affairs Council, which sponsored the 2018 consumer protection bill for service members, had no immediate comment on the new proposal.

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108-year-old Montford Point major Marine honored for service, Cosmas D. Eglin Sr. has been honored for his years of dedicated service in three military conflicts.

No American soldiers or civilians were harmed in the US military operation in Somalia that killed the main leader of ISIS.

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How Area 51 Became a Hotspot for Conspiracy Theories Conspiracies about aliens at Area 51 began more than 75 years ago.

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Defense attorneys for the Navy Raiders are seeking another coroner in a homicide trial as they try to cast doubt on prosecutors’ theory that former Green Beret Rick Rodriguez died of blunt force trauma to the head.

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After the PACT bill was passed last year, VA health care chiefs said they were confident the extension would not result in longer wait times for appointments after enrollment increased. By Rebecca Betterton By Rebecca Betterton Arrow Right Auto Loan Reporter Rebecca Betterton is an auto loan reporter. She specializes in helping readers understand the ins and outs of getting a safe car loan. Connect with Rebecca Betterton on LinkedIn LinkedIn Rebecca Betterton

Edited by Rhys Subitch Edited by Rhys Subitch Arrow Right Auto Loan Editor Rhys has been editing and writing since late 2021. They are passionate about helping readers gain the confidence to take control of their finances by providing clear, well-researched information that would otherwise be disjointed by breaking down complex topics into manageable pieces. Connect with Rhys Subitch on LinkedIn Linkedin Rhys Subitch

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Private party loans are easier to qualify than traditional loans. But lenders may charge more because buying from an individual is riskier than buying from a dealer. Despite the higher fees associated with personal car loans, there are still ways to find a lender that will offer you an affordable car loan.

A personal car loan allows you to finance a vehicle that is being sold by the owner rather than the dealer. Buying from an individual usually means paying less for the vehicle itself. But because they carry more risk for lenders, they’re not as widely available as other auto loans — and often come with higher interest rates.

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“Due to the nature of private party sales, prices tend to vary

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